Give $10, Get $10

Be a B.F.F. (Best Financial Friend)! Refer friends or family to become members.2 When you do, you'll get $10, they'll get $10 and their membership fee reimbursed. There's no limit to how much you can earn!

How It Works

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Email Your Promo Code
Use our simple referral form to share your code. 
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They Apply for Membership Online
We'll ask them for your personal promo code.
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Get Your $10 Bonus
After 30 days, we'll deposit $10 into your account (same for them too).

Who Can Join

You might be surprised to see who can join:
  • Immediate family members of current members
  • Anyone who lives, works or worships in San Bernardino, Riverside counties, or select cities in LA County, Arizona and Nevada
  • Employees of the State of California


Need your promo code?

We have you covered. Our easy to use request form will send you an email with your personal promo code. Remember, there's no limit to the number of referral bonuses you can earn. Refer away!

The $10 deposit will be reported to the IRS as dividend income. New membership must be opened online, include an Arrowhead checking or savings account, be funded with minimum opening deposit, remain open for 30 days, and be in good standing to receive bonus. Referring member's promo code must be provided by the new member when the new member joins online and referring member's account must be in good standing to receive referral bonus. Offer valid for limited time, and subject to change. Other restrictions may apply.
Membership eligibility, one-time membership fee of $5 and other restrictions may apply.